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Simple Money Solutions: 10 Ways You Can Stop Feeling Overwhelmed by Money and Start Making It Work for You
by Nancy Lloyd

Simple Money Solutions: 10 Ways You Can Stop Feeling Overwhelmed by Money and Start Making It Work for You
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Average Customer Rating: Average rating of 5.0/5Average rating of 5.0/5Average rating of 5.0/5Average rating of 5.0/5Average rating of 5.0/5

Binding: Hardcover
ISBN: 0812931750
Number Of Items: 1
Number Of Pages: 416
Publication Date: 2000-02-01
Publisher: Crown Business
Release Date: 2000-02-01

Editorial Reviews:

"I know I should be saving for my future, but life keeps getting in the way."

As a money-media personality and former Federal Reserve Board economist, Nancy Lloyd often hears from people who want her help. Her advice to them: There are no secrets to money, just some basic rules you haven't learned yet. In Simple Money Solutions, she demonstrates logical, easy-to-follow strategies that have worked for others, and she helps you get out of your own self-defeating money habits. You can quickly and painlessly increase your financial I.Q., take stock of your financial situation, and find the path to achieving your financial goals by following the step-by-step guidelines here. There's even a Time-Is-Money calendar so you can see not only what things to do, but when to do them so they're most effective. Best of all, you don't have to wait decades to reap the financial rewards--Lloyd shows you easy things you can do to free up cash right now.

"Lloyd understands the economy and personal-finance issues inside and out. But what separates her from the ever-growing number of so-called financial experts is her ability to explain complex financial information in the most basic terms."--Tom Bradford, co-executive producer, CBS Morning News

"Nancy has a remarkable ability to present often-complex consumer information in a clear and sometimes very humorous way."--Hank Weinbloom, producer, ABC News Perspective


Featured Customer Reviews:

Average rating of 3/5Average rating of 3/5Average rating of 3/5Average rating of 3/5Average rating of 3/5 Needs an Update
Ten years later after the book has been written and what has changed?
The economy, the business climate, business model, tax laws etc.
The major change from 2000 is that now most people realize that the system is geared against them.

What hasn't changed?
Everyone trying to get your hands into your pocket.

So sit right down and we'll tell a tale about financial woes and how to avoid pitfalls - only that some of the advice is not relevant anymore.
But some is - especially for those who are about to go on their own financially.

Yes, I'm talking to you college students who think they are indestructible and will get a six figured job the moment you have a piece of paper in your hands.

The book is divided into 32 short chapters which are easily read with some information highlighted as "Lloyd's advice". This is a good first-financial-book but most of the advice is either common sense, fluff, seen elsewhere, or not relevant in 2010.
That being said, some of the advice is still good.

The chapters are divided into logical sections so the book doesn't have to be read front to back but can be put on the shelf and be referred to as reference when needed.

I did learn a few things from this book, especially about what to beware of when buying an insurance policy and about wills and the chapter about education your children about money certainly came in handy and just at the right time (for me).

The only advice which I think is glaringly missing from the book is "sleep on it", meaning you don't make major decisions in a rush but take your time, even if it means walking around the block before buying that new sports car you really, really "need".


Average rating of 1/5Average rating of 1/5Average rating of 1/5Average rating of 1/5Average rating of 1/5 fake reviews!!!!
the fact that the reviews are so fake puts me in a bad mood about the content of the book itself, which is outstandingly simplicistic

Average rating of 5/5Average rating of 5/5Average rating of 5/5Average rating of 5/5Average rating of 5/5 Vital information for all college kids and new grads
I gave this book to both of my kids before they went to college.
My son first said that he wouldn't read it but when his roommates started getting into credit card problems they turned to this clever guide to see how he could make it through college without falling into the ubiquitous debt trap.

His fraternity brothers graduated with thousands of dollars in credit card debt. Two of them even had to move back into their parents' homes because they couldn't afford aparatments on their small starting salaries since their credit card payments far exceeded their salaries.

My son got a great job after college using advice he also found in this broad ranging book. Granted hia job didn't pay much in the beginning but without credit card debt he was able to get an apartment that he could afford and buy a used car with cash he had saved. A year later he has enough left over from his paycheck to put into a 401(k) plan. He's happy and able to support himself and his mother and I are proud that we have raised such a financially responsible son.

Our daughter chose to go directly to grad school. Learning from her brother's experiences she also followed the advice in this savvy book and just said NO to credit cards until her senior year of college. She uses the cards but pays them off each month.

While most of our friends don't like to discuss the financial problems that their kids have gotten into a lot of our neighbors' growns kids have shared their credit card problems with our kids. Some are even using the book to help them get out from under their college credit card debt.

That just scratches the surface of the useful advice in this book. All college kids and teenagers should be required to read this book before they've dug themselves into debt.

I highly recommend it.



Average rating of 1/5Average rating of 1/5Average rating of 1/5Average rating of 1/5Average rating of 1/5 Suspicious 5* reviews
Most of reviewers who gave 5* have only one review on their pages. At least it looks suspicious, at most like fake promotion.

Average rating of 1/5Average rating of 1/5Average rating of 1/5Average rating of 1/5Average rating of 1/5 Please save your money
This is one of the worst books written on finance. Nancy lloyd has a lot of fluff in this book and its only marketing. Iam glad my friend lent me this book and I didnt have to pay money for this POS. Compared to the peter Lynch and Graham book, this one is surely aimed for preschool toddlers.


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